Motor Insurers Bureau (MIB) Claims in Devon
Road accidents involving uninsured drivers, or drivers who leave the scene of an accident, are increasingly common. But whilst many people think that they cannot make a claim for compensation in these circumstances, that is not correct.
Fortunately there is an organisation called the Motor Insurers Bureau (MIB) that is funded by UK insurers. The MIB deals with claims from people who are injured by uninsured drivers and untraced drivers.
Compensation can be recovered from the MIB for personal injury, vehicle damage, loss of earnings and other out of pocket expenses.
UNINSURED DRIVER CLAIMS
The MIB deal with the two types of claim differently. If you are involved in a road accident with an uninsured driver then, in addition to paying compensation, the Motor Insurers Bureau will also pay your legal fees. This means that we are able to deal with uninsured driver claims on a conditional fee agreement (CFA) basis, whereby we guarantee that you will receive 100% of the compensation awarded.
UNTRACED DRIVER (HIT AND RUN) CLAIMS
The MIB scheme for “hit and run” cases, where the driver is untraced, is slightly different. Although the MIB will pay compensation, they will only make a modest contribution to legal costs. We therefore offer to deal with these cases on a contingency fee basis, where our costs are recoverable as a percentage of the compensation awarded to you.
Our team of Devon based personal injury lawyers have been dealing with claims under the Motor Insurers Bureau (MIB) schemes for many years and we are very familiar with the detail of both schemes relating to uninsured and untraced drivers.
Statistically, there are over one million road users in Britain who drive without sufficient insurance. This means that there is a high risk that anyone driving on the roads in Devon could be involved in an accident with an uninsured driver. If it happens to you then help is at hand. Contact us now for a free assessment of your case.